I Created a ‘Just in Case’ Fund for My Daughter and Her Husband Is Mad

Life is unpredictable, and that’s exactly what the woman in today’s story experienced. She wanted to ensure her daughter had a financial safety net if any unexpected events arose. However, her good intentions were met with a surprising reaction.

The woman took to Reddit to share her story

My daughter has been married to her husband for 3 years, and they recently had their first child. The entire time theyโ€™ve been married, sheโ€™s been a housewife, and now sheโ€™s a stay-at-home mom with no plans to return to work. I think thatโ€™s fine and have been supportive. I also know she and her husband both have sizable life insurance policies, so if one dies, theyโ€™ll be okay.

However, she also signed a prenup. Which again, I think is smart. But according to my daughter, sheโ€™d get a very small settlement.

And even with child support, thereโ€™s a good chance sheโ€™d have to return to work. And after being out of the workforce for a bit, who knows if thatโ€™ll be a challenge. My main worry is my niece fell into this scenario and even with child support, she struggled.

So, my husband (her father) and I set up a โ€œjust in caseโ€ account. If she and her husband divorce, sheโ€™ll have money to fall back on just in case. If they remain married past the time my husband and I die, itโ€™ll just be added to what sheโ€™ll inherit.

I didnโ€™t intend on telling her about it unless it happened, but my husband pointed out that if she was ever in a situation where she wanted to leave but worried she financially couldnโ€™t, itโ€™d be good for her to know she has a Plan B.

So, we told her and she was a little surprised. She said she appreciated it but felt we were โ€œrooting against her.โ€ I said we love her husband and hope they have a long, healthy marriage. We have always been supportive. But this is similar to the prenup. A โ€œjust in case.โ€ A last resort.

Well, she told her husband, and heโ€™s pissed at us as well, saying that we donโ€™t trust him. I said itโ€™s looking out for our daughter and really is no different from the prenup. I added that just as heโ€™ll always want to protect his daughter, weโ€™ll always want to protect ours.